Keep Us Informed
Many insurance policies include extra benefits such as partial payments for specified injuries, the ability to apply for new cover without medical underwriting following a significant personal event (e.g. birth of a child or taking out a mortgage), premium waivers if made redundant or child trauma cover for specified illnesses. If you or a member of your family experience a personal or health event and you would like to check if your life insurances offer any benefit please give us a call.
Do you Have Loadings or Exclusions?
Most life insurance companies are prepared to review loadings or exclusions on policies 12 months after they have been applied. If you have been symptom or treatment-free since your cover was established, or for an extended period of time, you may be eligible to have the loading or exclusion reduced or removed completely.
If there has been any change in your personal habits or health please call us as this could have a significant positive impact on your policy coverage and/or annual premiums.