Since 1926, the U.S. equity market has experienced positive returns: 56% of the time on a daily basis 63% of the time on a monthly basis 75% of the time on a yearly basis 88% of the time on a 5 year b[...]
We are living in exciting times with one of the most significant advances in history – the release of Chat Generative Pre-Trained Transformer (ChatGPT). Ask any question and get an eloquently worded[...]
Sadly, we have clients who have unknowingly been targeted by “professional” English speaking criminals who have hacked their main bank account resulting in financial loss. Unfortunately, this lo[...]
Minimum Pension Expected to Revert to 100% for Financial Year 2024 (FY24). The government did not announce any extension of the 50% reduction on the pension minimum drawdown requirements, which have[...]
Extra tax deduction by topping up your super? If <67, or >64 and <75 and meet a work test (40 work hours in 30 consecutive days), the FY23 limit for tax deductible contributions is $27,500. [...]
Cyber warfare is mainstream and getting more sophisticated. Unfortunately, more people are falling for very slick and ‘professional’ scams. If someone contacts you unexpectedly, STOP and ask [...]
Business headlines have recently been filled with negative news which begs the question – Can I avoid the potential upcoming downturn? To answer, it helps to examine history. The chart to the left[...]
It’s been another big year. In January the RBA rate was 0.25% (40+ year low) fueling asset price growth of everything incl 2nd hand cars. We had lockdowns, the AO Tennis controversy and multiple nat[...]
For 20+ years our investment strategies have been based on academic evidence to generate the returns to fund lifetime client goals. Core to this strategy is capturing market return year after year, [...]
June already and we’ve seen significant change in the 1st half of 2022 including a new Prime Minister, Ukraine war, supply shortages of almost everything, spiralling cost increases causing the highe[...]